
	Pletschet: Savers need to get out of low returns Munroe: Denmark tries being a Better Place e-books likely to be a big holiday hit Harney: New laws limit 11th-hour closing costs for mortgages Jobless rate highest since '83, and likely to rise Kaiser profits rise, but economy erodes membership

REAL ESTATE


	FDIC seizes and closes United Commercial Bank Bay Biz Buzz: Foreclosure rates rise in several regions Real estate transactions ANG papers Housing Sale Statistics ANG papers Harney: New laws limit 11th-hour closing costs for mortgages

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PERSONAL FINANCE
	MORE PERSONAL FINANCE HEADLINES Pletschet: Whether to worry over dollar's value Pletschet: Savers need to get out of low returns Pletschet: Financial tricks and treats abound

BIZ BUZZ
	MORE BIZ BUZZ HEADLINES Bay Biz Buzz: Clorox changing bleach formula

AUTO
	MORE AUTO HEADLINES L.A. Auto Show showcases new green products CEO: GM starting work on plug-in version of Saturn Vue hybrid Hyundai Motor to build first European plant in Czech Republic Attorney sentenced in insurance scam

COLUMNISTS


	Pletschet: Whether to worry over dollar's value Pletschet: Savers need to get out of low returns Munroe: Denmark tries being a Better Place Singletary: Moving back home opens door to criticism Voros: What Uncle Sam gives, Arnold & Co. take away

NATIONAL NEWS
	MORE NATIONAL NEWS HEADLINES Oil rises above $78 as US dollar slides Precision Machine opening plant in Sturgis, SD NM auto dealer tried to save business by gambling

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