SANTA ANA - The widow of the owner of the Seal Beach hair salon that was the site of Orange County's worst mass killing filed a civil suit Tuesday alleging her insurance company didn't cover her business losses and subjected her to emotional distress.
Sandra "Sandi" Fannin, who recently sold the business to another hairstylist friend, sued Employers Mutual Casualty Co. in Orange County Superior Court.
"All I wanted was for this company to do what my husband, Randy, and I paid them to do," Fannin said.
A representative of Hirsch, Closson, McMillan and Schroeder of San Diego, the law firm for the insurance company, declined to comment Tuesday.
Fannin's lawyer, Howard Shernoff, said the company initially told Fannin her policy only covered 30 days of service interruption, even though there was no time limit on the policy. The salon was forced to shutter its doors the day of the slayings and has yet to reopen.
The company eventually sent Sandi Fannin a check for $5,000, what it calculated to be about a month of service interruption.
The company later sent another check for $15,000, though it failed to say what the check was for, then sent a final check for $8,000, claiming that together all of the checks had paid for five to six months of service interruption, Shernoff said.
Fannin and her attorneys estimate the company owes her closer to $70,000 for the year of lost business, and the widow - who was in the business when her husband and eight others were gunned down - is seeking unspecified damages for emotional distress.
The Fannins had a "fairly common policy that does not include a time limit for business interruption," Shernoff said. "This was a very different situation," than most lost business claims due to the number of staff that were killed and the damage to the property, he said.
Sandi Fannin was too emotionally distraught to return to work 30 days after the tragedy, and the landlord told her he couldn't lease the property to someone else, though he tried, unless the salon was rebuilt.