DEAR AMY: I'm looking for insight. I am in my mid-20s and hold a liberal arts degree. Since graduating from college, I've held five jobs for a variety of reasons. I'm currently unemployed and questioning whether I should stay in this "creative" field, because it has been difficult to find employment and doesn't seem to be for me.
I am considering going back to school in a health-related field. I live with my boyfriend (a successful engineer) who thinks I shouldn't borrow money to go back to school. He thinks I should just find a job that will pay the bills and won't require debt. I disagree and think that sometimes student debt can be for the best if you have better job prospects at the end.
We have discussed marriage and a future, and he thinks student debt will mean delaying other life goals, such as having a home and a family.
I am going to counseling, but I'm curious about what you and your readers have to say, or if any of you have been in similar situations.
Potential Grad Student
DEAR STUDENT: Having some student debt shouldn't delay your other life goals, as long as you limit it to a reasonable amount that you can take full responsibility for repaying.
I agree with your guy that you (currently unemployed) should not run headlong into full-time graduate school if you must take out loans to finance it.
You should start by pursuing an entry-level job or paid internship in a health-related business. You can use this work experience to see if a graduate degree is necessary, or if you can perhaps take some classes or training and receive certification in a health care field.
Ideally, you would work while you are going to school, and though it would take you longer, you could reduce the financial load -- and risk.
DEAR AMY: I have two daughters. Each daughter has one child.
One daughter has said she wanted only one child, but the other daughter wanted three or four.
She and her husband have tried for two years to get pregnant and have been seeing an infertility specialist, but with disappointing results.
This is causing so much heartache and sadness.
The other daughter just told us we are going to be blessed with another grandchild. Even though she didn't want more children, they are happy.
How should my pregnant daughter break this news to her sister? She is about six weeks along, but her 7-year-old knows.
Happy but Worried
DEAR HAPPY: Six weeks is early to tell anyone about a pregnancy, but now that she has, your pregnant daughter must tell her sister about this as soon as possible.
She should approach this with sensitivity, knowing that her sister will feel conflicted. She should say, "I realize this might be very hard for you, and I want you to know that I continue to hold onto every ounce of hope for you."
The pregnant sister should understand if her sister needs to maintain some distance during this time, but the notpregnant sister should not express anger or hostility toward (or about) her.
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