SACRAMENTO -- With the Northern California Division II girls basketball championship starting to slip away, Archbishop Mitty got just what it needed Saturday -- a clutch finish from two-time Mercury News player of the year Kelli Hayes.

The UCLA-bound Hayes scored eight of her team's final 10 points and assisted on the other basket as the top-seeded Monarchs overcame a late deficit to edge McNair of Stockton 57-54 at Sleep Train Arena.

Mitty will return to Sacramento next Saturday to play Southern California champion Chaminade of West Hills for the state title.

"This is surreal right now," Hayes said, surrounded by her joyous teammates.

Hayes' late heroics, Jahnay Anderson's record-breaking 3-point shooting and strong defense and rebounding were just enough to give Mitty its 10th regional championship, second behind Berkeley's 12.

Anderson set a NorCal Division II record with five 3-pointers and was 6 for 6 from the field to finish with 17 points.

Hayes, held scoreless until the final 1:26 of the first half, also had 17 points and was 9 for 9 from the free-throw line, including four tension-packed ones during Mitty's closing 10-2 run.

"Kelli essentially took over the game by attacking the basket and getting to the free-throw line," Mitty coach Sue Phillips said. "But let's not minimize the team defensive effort on the other side of the ball. It was a total team win."

Hayes scored the final seven points for Mitty in the first half as part of a 10-2 surge that evened the score 31-31 at halftime.

The Monarchs (20-11) then opened the second half with seven consecutive points to force McNair coach Anthony Matthews to call a timeout.

McNair responded, pulling even 40-40 late in the third quarter and taking a 52-47 lead midway through the fourth.

Making it even tougher on the Monarchs, Hayes was called for her fourth foul seconds into the final quarter.

"Kelli and I go so far back, we took her out just to say, 'Hey, you need to just settle, maintain your composure and play in control,' " Phillips said. "She understands how to temper her play based on her foul count."

Hayes credited her teammates for sticking to their defensive assignments and crashing the boards. Mitty finished with a 35-28 advantage in rebounds.

Still, McNair (28-5) held a five-point lead with time starting to become a factor.

Hayes scored near the basket to cut the deficit to three, then hit two free throws to make it a one-point game with 3:16 left.

She then gave Mitty the lead for good with a perfect pass in transition to Regina Chi, whose layup with 2:39 to play gave the Monarchs a 53-52 advantage.

Hayes' field goal on a strong move to the basket with 1 minute remaining stretched the lead to 55-52.

Brittany Butler's wild shot off the backboard brought McNair to within 55-54. Butler led her team with 14 points.

But as the clock wound down, Butler had no choice but to foul Mitty's hottest foul shooter.

Hayes made the free throws, and McNair's 3-pointer at the end missed.

Mitty, which also got 10 points from Taylor Todd, now has a chance to play for its sixth state championship.

"This never gets old," Phillips said. "I am a proud coach, and I love this team."